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Exchange Traded Funds

I wanted to write about something year end related or maybe something related to the holidays. Then I met with not one, not two, but THREE clients who derogatorily said “yea, but they are ETFs…” when we discussed potential changes

ifcins February 14, 2017December 20, 2017 Investments Read more

Ideal Account Characteristics

When you are thinking on and planning out your finances, it is really important to understand characteristics you favor before you fund financial vehicles. Many people take into account risk, rate of return, or time period. When I look places

ifcins July 15, 2014 Finance, Investments Read more

Who Even Needs an Annuity Anyway?

In ultra-conservative safe money you basically have four options: 1. A CD 2. The Cookie Jar 3. Cash 4. A Fixed/Indexed Annuity Annuities are similar to CDs. They are for specified periods of time, there is a surrender or penalty

ifcins July 1, 2014 Finance, Investments Read more

The Effects of Inflation

In the world of retirement planning, inflation can be a deal breaker. Inflation is easily the number one most overlooked factor I see when talking about retirement planning with potential clients. In this calculation, I am going to show you

ifcins June 26, 2014 Finance, Investments Read more

5 Biggest Mortgage Myths

Let’s play a game of true or false: A large down payment will save you more money over time than a small down payment. A 15 year mortgage will save you more money over time than a 30 year mortgage.

ifcins May 29, 2014 Finance, Investments Read more

Average Return Vs. Actual Return

Ever heard of the term “Average Return”? The talking heads on TV and financial planners love this term. How many times have you heard “move your money to me and I can get you a 12% average return”? I wanted

ifcins May 17, 2014 Finance, Investments Read more

Buy Your Dream Car with No Out of Pocket Cost!

The thought of buying your dream car with no out of pocket cost sounds pretty cool right? I have used a strategy with clients as well as personally to do exactly that. This is how my brother and I bought

ifcins October 2, 2013 Finance, Investments Read more

Happy Life Insurance Awareness Month!

I hope everyone had a great Labor Day and enjoyed some much deserved time off from work! Labor Day Weekend was a great way to kick off September which also marked the beginning of the 10th annual Life Insurance Awareness

ifcins September 3, 2013 General Sharing, Investments, News Read more

“Tax Deferred” the Loaded Term

With total savings within qualified plans in the United States being something around $18 Trillion, you probably have know about or have heard about various types out there. I wanted to talk about what “Tax Deferred” means within a qualified

ifcins August 2, 2013 Finance, Investments Read more

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IFC is a state Registered Investment Advisors. Past performance is no guaranty of future results. This is not a solicitation for the sale of securities nor is it direct investment advice.
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