I saw a report on financial literacy in America that was a bit embarrassing. So we are going to make sure those of you reading this blog are exceptionally smart when it comes to money. With that, here is a
Alternative Investments
What is an alternative investment? This term simply refers to an investment or asset that isn’t your normal stock, bond, or mutual fund. When I say alternative investment, most people think of real estate or hedge funds. This month let’s
A Post for Valentines Day
Valentines Day isn’t commonly used as an opportunity for a financial adviser (or really anyone in financial services) to post an update to a blog or do much client education. It’s been a while since my last blog post though
Merry Christmas and a Happy New Year!
As this year comes to a close, I wanted to take a moment to thank you for being a part of it. Speaking for the IFC team, 2017 has brought tremendous growth personally and professionally to us all. From renovating
What to Do with a Lump Sum
There are two primary ways we receive money during our accumulation years: earned income or for those of us lucky enough, an inheritance. This month’s topic by request was what to do with a lump sum. Maybe you received an
How to Retire Early
The million dollar question these days is: “how do I retire early?” Ironically this question seems to become more popular as life expectancies in the United States are increasing. This not only gives us the challenge of funding our retirement
The 2 Worst Financial Mistakes Everyone Makes
Finance is often considered a taboo topic in our culture; we don’t like to talk about it. Some people hire professional advice, and some people prefer to go the Do-It-Yourself route. The commonality between all of us, is we have
All About That Opportunity Cost
What is opportunity cost? I get asked this all the time. Just kidding, nobody asks me this. But here is why you need to know what it is: opportunity cost directly impacts every aspect of YOUR finances. In your personal
How to Interview a Financial Professional
Last month I wrote an article on some of the most common types of financial professionals. I discussed some of the differences as well as considerations. Now that you have an understanding of the differences, it is time to hire
How to Choose a Financial Professional
Are you retired and second guessing some of your Do-It-Yourself financial choices? Maybe you are just about to enter retirement and want to put together a plan for spending down assets efficiently. Perhaps you still have 20 years until retirement,