In ultra-conservative safe money you basically have four options: 1. A CD 2. The Cookie Jar 3. Cash 4. A Fixed/Indexed Annuity Annuities are similar to CDs. They are for specified periods of time, there is a surrender or penalty
In the world of retirement planning, inflation can be a deal breaker. Inflation is easily the number one most overlooked factor I see when talking about retirement planning with potential clients. In this calculation, I am going to show you
What is one way a Life Insurance policy can provide flexibility to meet any challenge? Let’s take a look at this sample case study and see! The Clients: John Johnson, age 55 and Jill Johnson, age 54 Current Financial Need:
There is nothing certain in life except death and taxes. Did you know in 1913 the government decided to create a tax to pay for World War I? It was introduced as a temporary thing! Think your in a high
Are credit cards evil? No, they aren’t. They are actually a safe and convenient way to pay for goods and even get rewards like miles or cash back. The danger of credit cards is they can become TOO convenient and
Let’s play a game of true or false: A large down payment will save you more money over time than a small down payment. A 15 year mortgage will save you more money over time than a 30 year mortgage.
We at IFC have seen a sharp increase in the use of buy-sell agreements amongst our small business clients. We have also conducted reviews of buy-sell agreements in effect and found there are many drafted with contradictions or missing information.
Ever heard of the term “Average Return”? The talking heads on TV and financial planners love this term. How many times have you heard “move your money to me and I can get you a 12% average return”? I wanted
It is National Small Business Week, so here’s to you small business owners! I have had the privilege to work with many small business owners over the years and I have great respect for every one of you. Did you
Retailers are offering more and more senior discounts as they compete for business. I thought I’d share a list of many different businesses who currently offer a discount to seniors to those who ask: RESTAURANTS: Applebee’s: 15% off with Golden